39 West Street, Naperville, IL 60540

Property ID: #25173
  • Address: 39 West Street
  • City: Naperville
  • State: IL
  • Zip: 60540
  • Country: United States
  • Municipality: Naperville
  • County: Du Page
  • Property Type: Residential
  • Additional Types: Home, Single-family
  • Year Built: 2011
  • Lot Size: .2984 Acres
  • Beds: 4
  • Full Baths: 3.00
  • Half Baths: 2
  • Square Feet: 2,275
  • Data Source: Midwest Real Estate Data, LLC
PROPERTY INFORMATION
Every inch of this amazing downtown Naperville estate was professionally designed with innovative details! A simple touch of an I-pad & you are in control of all interior & exterior lighting & audio. Everything is automatic! Gorgeous 2-sty front entry! 16' cathedral ceiling, wet bar & 3-sided FP in family room. Open kitchen w/quartzite counters, Thermador appliances, W/I pantry, air switch disposals & unique breakfast bar! Master BR has two 6' x 10' walk-in closets w/organizers & stone W/I shower. Elevator access from all 3 floors. 2nd flr laundry rm. Grilling is easy inside of the enclosed porch with B/I DCS grill & hood, beadboard ceiling, travertine floor & stacking windows. Temp. controlled wine cellar, tasting rm & fully equipped bar in basement. Maintenance free siding, leaf guard gutters, 400 amp electric, tankless W/H, dual HVAC, Pella windows, irrigation system & alarm. Exceptional yard! Paver stone patios, fire pit & water feature. Heated garage. Premier Naperville location!
DIRECTIONS
Jefferson to West Street
Check out local attractions near this property.

As is true with any major purchase, you should thoroughly investigate your investment before you go through with a real estate transaction. Always do your homework. Although it may be tempting to purchase a property without taking time to dig into it, we do not recommend it. Here are a few suggestions:

  • Read the contract in full.
  • If possible, physically visit the property.
  • If the property is a multi-family, acquire rental history, vacancy rates, etc.
  • Know the area in which you are buying, so you know what to expect of that market.
  • Consult a local broker.

If a buyer is not certain that he or she want to purchase a particular property, then that buyer is advised not to bid on the property. If a buyer has not inspected and/or not performed due diligence on a property and desires to do so before purchasing the property, then that buyer is also advised not to bid on the property. As always, feel free to contact a Micoley representative at 888-869-5672 with any further questions.

Tips for Buying a Home

So you’ve decided to buy a home? Congrats, that’s great!
Here are some great tips to get you on your way to home ownership.

1. Determine Your Budget & Save

Take into account the average down-payment is 10%. 10% is not required, but the loan amount and approval will fluctuate depending on the percentage you put down. Determine how much you can pay for your monthly mortgage. Outline your expenses and be honest with yourself about what you can reasonably afford. Also, ask yourself what happens if you lose your job? Or if you’re part of a couple, what happens if your spouse loses their job?

2. Secure a Loan

Once you’ve got your budget in order, it’s time to go shopping for a loan. Visit multiple lenders to weigh your options and find the best deal. Each bank will determine if you are eligible and at what interest rate you will be charged. based on your financial situation. Make sure to ask questions such as what the breakdown of the monthly payments will be once you have made your down payment, how the loan term will affect your monthly payments, whether or not the interest rate is fixed or variable, if home insurance or any other services are included within the home purchase amount.

3. Be Prepared

Have a current Pre-qualification letter and good faith deposit funds available. Technology makes it easier than ever for your real estate agent to draft and transmit a purchase offer back and forth for your signatures. But, this is only one piece of the puzzle. You also need a current pre-qualification letter, and ready access to your good faith deposit. This can be obtained from the bank and confirms their willingness to give you a loan. Most sellers won’t accept a letter that’s more than three months old. If your home search lasts for more than three months, you’ll need an updated pre-qualification letter. When you submit your offer, it must include a check for the good faith deposit. Generally, good faith is at least 3% of the purchase price. This check will be deposited into an escrow account within three days of an accepted offer.

4. Stay Informed

Always make sure to do your homework and learn the history on a property you are interested in. Does the neighborhood have a high crime rate or a new highway/major road being constructed nearby that could be affecting the price? Is the heating, plumbing, roofing and window work in good condition? Those hidden problems can lead to major expenses in the future - post purchase. Ask your realtor for a property condition report and and see if the home comes pre-inspected. If not, we highly recommended to get and inspection before the purchase is complete. Being “in-the-know” and taking the extra steps can save you money and headaches in the long run.